Financial Confidante
When life changes, money changes too. Financial decisions are rarely just technical. They touch responsibility, identity, family roles, and legacy.
Financial confidante work exists for moments like this, when clarity matters, complexity feels heavy, and you want someone beside you who understands both human experience and financial context.
This is human-centred, thoughtful support that helps you make sense of what comes next and move forward with confidence.
What is a Financial Confidante?
As a Financial Confidante, I offer services that help you hold the whole picture in view, including what is visible and what sits beneath the surface.
It may include:
Helping you find clarity when situations feel layered or uncertain
Being a trusted sounding board as you think through meaningful decisions
Working alongside your other advisors so conversations and choices are connected
Ensuring decisions reflect your values, responsibilities, and life goals
Supporting you to move ahead with intention rather than reaction
You may already have professionals supporting you. My role is not to replace them. It is to help you connect the dots, slow things down when needed, and see what really matters beneath the noise.
Who is this service for?
This service resonates with people at times when:
Life transitions are making money feel heavier than it has before
Decisions carry meaning beyond spreadsheets and forecasts
Family dynamics, roles, and relationships intersect with financial questions
You want support to think clearly and act wisely
This work is especially relevant to multi-generational families who have built or inherited wealth intended to endure beyond one generation. As families expand, so do differences in desires, needs, and aspirations. With care and intention, that complexity can be navigated in a way that strengthens understanding, communication, and shared purpose.
It is also particularly valuable for women who are navigating major life change. This may include receiving an inheritance, going through separation or divorce, experiencing loss, or stepping into a new phase of life where money suddenly carries more weight than it did before.
In these moments, decisions are rarely just financial. They are often deeply personal, and they benefit from calm, thoughtful support that helps bring clarity, confidence, and a sense of direction.
The service
Financial confidante work is delivered as a relationship-based service, shaped around your situation, your people, and what you are navigating right now. Some engagements focus on a specific decision or transition. Others unfold over time as part of ongoing stewardship and life planning.
This is not an off-the-shelf offering.
What remains consistent is the way this service is delivered:
Personal and attentive
Grounded in your lived experience
Thoughtful, not rushed
Focused on clarity, understanding, and wise decision-making
This is work that supports you as a whole person, not just a set of numbers or documents.
How I work with you
Every engagement begins with a conversation that is open, respectful, and grounded in curiosity.
Together we explore:
Your values, goals, and relationships
What matters most to you, what you are working towards, and who is central in your life
How decisions are made today
Who is involved, where confidence sits, and where questions remain
How you like to communicate and work with advisors
What helps you feel supported, informed, and clear
Your broader life context
The commitments, interests, and responsibilities that shape how you want to live
If we choose to work together, I may also speak with your existing advisors and review relevant documentation in areas such as wealth, risk management, and family planning. This helps ensure any guidance or advocacy is grounded in a clear and accurate understanding of your situation.
This process is designed to help you slow things down, make sense of complexity, and move forward in a way that aligns with your values and responsibilities.
Financial Confidante Services
Support in this area may include:
Acting as a trusted advisor and thinking partner
Succession and life transition support, including retirement, inheritance, or major family change
Family legacy and wealth conversations, centred on values and long-term stewardship
Family governance, communication, and decision-making frameworks
Support in creating family charters, forums, councils, or advisory groups
Money relationship education and coaching across generations
Not every person or family needs all of these. The service is always shaped around your context, your people, and your priorities.
Important distinction
The financial confidante services described on this page are not personal financial advice and do not involve recommendations about specific financial products.
Some of my work does include formal financial advice, which is provided separately through Encompass Wealth under the InFocus licence structure. That work is governed by Australia’s financial services laws and is described on the Financial Advice page.
If your situation calls for regulated financial advice, I will always make that clear and ensure it is provided through the appropriate structure.
Next steps
If you are navigating change, complexity, or an important decision and want a trusted confidante alongside you, the first step is simply a conversation.
We can explore whether a financial confidante service is right for you, and what that service might look like in your situation.
Gemminni Pty Ltd ABN 84 163 410 704
Including Helen Russo Advisory, Encompass Wealth and Helen Russo
In the spirit of reconciliation we acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.
Tel 0417 196 178
Email helen@helenrussoadvisory.com.au
GPO Box 2787 Brisbane Qld 4001
Level 4 260 Queen Street Brisbane Qld 4000
By appointment only
